gking74
gking74
@gking74
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Topics: 1 / Replies: 5
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RE: Refinancing your mortgage—little trick I learned to snag a better rate

This is exactly why I'm always cautious about refinancing hype... step one: figure out your actual break-even point. Then consider life plans—moving, ...

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RE: Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

One thing I'd add here is that even if you think you'll refinance or sell before the ARM adjusts, life doesn't always go according to plan. Job change...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

Totally agree about visual reminders—they've been a lifesaver for me too. Another thing that's helped me is setting mini-goals along the way. Like, in...

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RE: Tapped into my home's value and finally debt-free—anyone else done this?

I'm right there with you on the caution. As someone who just bought my first place, this is exactly the kind of scenario I've been weighing. Personall...

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RE: Surprising ways people handled debt in ancient times

Yeah, exactly... I've been researching mortgages lately (first-time buyer here), and lender confidence seems crucial. Flexible terms make sense, but f...

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