This is exactly why I'm always cautious about refinancing hype... step one: figure out your actual break-even point. Then consider life plans—moving, ...
One thing I'd add here is that even if you think you'll refinance or sell before the ARM adjusts, life doesn't always go according to plan. Job change...
Totally agree about visual reminders—they've been a lifesaver for me too. Another thing that's helped me is setting mini-goals along the way. Like, in...
I'm right there with you on the caution. As someone who just bought my first place, this is exactly the kind of scenario I've been weighing. Personall...
Yeah, exactly... I've been researching mortgages lately (first-time buyer here), and lender confidence seems crucial. Flexible terms make sense, but f...