Totally get where you're coming from with the psychological boost. I've always been a numbers-first kinda person, but even I admit there's something c...

I went through something similar a while back, and yeah, I definitely factored in PMI. Ran spreadsheets comparing scenarios: - Paying extra to ditch ...

Totally agree with this. A couple extra things I've noticed: - Watch out for "administrative" fees too—sometimes they're just processing fees in disgu...

Good call on this. I did a deep dive into rent-to-own myself last year, and you're spot-on about the hidden costs. The upfront appeal is definitely th...