Hmm, interesting take but honestly, I've never had much luck timing it around quarters or market trends. Maybe my bank just likes being stubborn with ...

We went through something similar—thought we were being smart consolidating debt, then bam, roof decided it was done with life. 😂 Honestly, I ...

Totally get where you're coming from—been there myself. When I was house hunting, I faced the exact same dilemma. Ended up keeping a bit more cash on ...