george_king
@george_king
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Topics: 0 / Replies: 10
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RE: WHAT IF YOUR INSURANCE COMPANY SUDDENLY GOT SUPER STRICT?

Haha, been there myself. A couple years back, insurance flagged some loose shingles as a "storm hazard," and suddenly I was up on the roof with YouTub...

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RE: WHAT IF YOUR INSURANCE COMPANY SUDDENLY GOT SUPER STRICT?

Went through something similar with a rental property last year. Insurance flagged the roof as "near end-of-life," even though it had zero leaks and n...

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RE: My experience getting monthly income from home equity

Yeah, totally get that feeling... foundation issues are the worst because they're sneaky and expensive. Learned the hard way myself a couple of years ...

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RE: Found a dream home thanks to rural loan perks

Totally get the point about surveys, but honestly, even a detailed survey won't always save you from headaches—though it definitely helps. Learned tha...

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RE: When Can I Finally Ditch Mortgage Insurance?

That's pretty lucky, actually. I've dealt with lenders who made me jump through hoops—appraisals, paperwork, the whole nine yards—even after clearly h...

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RE: Unlocking your home's value—did you know this?

Agreed, buyers don't always bolt at old plumbing—I've flipped a few homes with "vintage" pipes myself. Trick is to clearly lay out what repairs might ...

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RE: First-time buyer blues: grants vs. loan programs

Totally agree with this. I've seen buyers get stuck in analysis paralysis waiting for rates to drop just a bit more, only to see home prices jump up f...

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RE: Mortgage rules just got tighter—didn't see that coming

Had something similar happen recently. They questioned a random $40 PayPal payment labeled "thanks for the help!" from a friend. Had to literally writ...

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RE: How to Qualify for a DSCR Loan Without Losing Your Mind

Buffer funds definitely help, but tenant diversification can be tricky depending on your property's location and zoning. I've found mixing residential...

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RE: Mortgage Rates: Little Things That Make a Big Difference

Banks definitely dig deeper than most folks realize. Credit utilization is just scratching the surface—they'll also peek at stuff like recent job chan...

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