Good points overall, especially on the prepayment penalties—those can really bite you if you're not careful. A couple more things to keep in mind: - ...

Good points here. I've seen similar situations play out a few times, and honestly, it makes me skeptical whenever someone rushes into big-ticket repai...

Fair points, but honestly, I don't think it's realistic or necessary to keep every single document forever. I've been through a couple DSCR loans myse...

- Interesting perspective, but I'm not totally convinced homeownership necessarily equips people to handle career risks better. - Sure, budgeting for ...

Went through something similar a few years back—bought rural, banking on satellite internet. Couple quick thoughts: - Starlink was decent at first, b...

Had something similar happen recently: - Bought a used car in person, pretty hefty chunk of money, bank didn't blink an eye. - Few weeks later, order...

I get your frustration, but honestly, I think the upgrades might not have been as impactful as you hoped. From what I've seen: - Appraisers usually p...

Good points above, especially about documenting transfers. A few more things from my experience: - Recent pay stubs (at least 2 months) - Last two...