Title: VA Appraisal Isn’t the Same as a Home Inspection Yeah, I’ve run into that confusion a lot—folks think the VA appraisal is like a full inspecti...

I totally get the dartboard feeling. Been through a couple refis myself and it’s wild how they’ll ask for the same pay stub twice or suddenly want an ...

Man, I totally get what you’re saying. Last year, I had a refi where it felt like every time I sent in one doc, they’d “discover” something else missi...

Yeah, the “apply to principal” trick is like a secret handshake that nobody told the servicers about. I swear, half the time it feels like they’re jus...

Man, that’s the perfect way to describe it. I remember thinking, “Wait, you want my high school transcript from 15 years ago?!” The checklist idea is ...

Yeah, totally agree with this. I remember a buddy of mine was convinced he had zero chance at refinancing—his equity was pretty thin—but he talked to ...