gardening363
gardening363
@gardening363
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Topics: 1 / Replies: 5
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RE: Mortgage rules just got tighter—didn't see that coming

Honestly, I had to chuckle at the DoorDash confession—been there myself more times than I'd care to admit. But jokes aside, your point about lenders d...

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RE: First-time buyer blues: grants vs. loan programs

I definitely agree with your points, especially about federal programs. I've found that once you've navigated one federal grant or loan, the next one ...

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RE: Ever thought about using escrow accounts? Here's a scenario...

I see your point about clearer initial statements—but realistically, isn't some of the complexity unavoidable? Lending agreements, especially around e...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

That's a really good point. Honestly, no matter how much you plan, something unexpected always pops up—it's just the nature of owning property. I've f...

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RE: Wondering if I can still qualify for a HARP refi these days

That's an interesting observation. I've also noticed smaller lenders often have fewer bureaucratic hurdles, which can definitely streamline things. Bi...

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