Definitely see where you're coming from on this. I've been thinking about refinancing myself, but I keep wondering—is it really solving the problem or...

From what I've heard, lenders are technically supposed to drop PMI automatically once you hit 78% loan-to-value based on your original purchase price....

I've been wondering about this too—do appraisers even care about cosmetic upgrades like kitchens or bathrooms, or is it mostly about square footage an...