Good point, but isn't escrow more about simplifying things rather than adding complexity? When I refinanced, having escrow actually reduced my stress—...

Have you thought about what your financial cushion looks like if the dream job doesn't pan out right away? I refinanced my house a couple years back, ...

That's a solid perspective—keeping some cash on hand definitely helps smooth out the bumps. I've refinanced a couple of times, and each time the banks...

Honestly, I think we all second-guess ourselves a bit when it comes to big financial decisions. I refinanced around the same time as you, and while I ...

You're totally right about HELOC rates fluctuating—caught me off guard too when I first refinanced a few years back. I went with a fixed-rate home equ...