Haha, relatable. Honestly though, lenders appreciate when you show initiative—makes their job easier and builds trust. One thing I'd add: keeping trac...

Fair point about the floors, but I'd argue that original wood flooring often holds its value better than people realize. A lot depends on the neighbor...

Good points there—though I'd say cosmetic issues aren't always red flags for bigger problems. Sometimes a scratch is just a scratch. Still, better saf...

Good points all around. A couple quick thoughts I'd add: - Appraisals are definitely the gold standard for banks, but remember they're still just one...