gadgeteer72
gadgeteer72
@gadgeteer72
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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

Yeah, inspectors who care about their rep usually go the extra mile. I've seen some recommended by realtors who were super detailed, and others who ju...

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RE: Thinking about refinancing my mortgage—worth it or waste of time?

I helped a couple of clients refinance from 30-year to 15-year mortgages, and honestly, it really depends on your personal situation. One couple I wor...

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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

I get where you're coming from, but windows might deserve a second look. Yeah, upfront they're pricey and the break-even point seems forever away... b...

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RE: Ever thought about using escrow accounts? Here's a scenario...

Definitely agree that escrow can swing both ways—sometimes a lifesaver, sometimes just another headache. One thing I've found helpful is setting up a ...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

Refinancing with a credit union can definitely feel like it drags—been there myself. But like you mentioned, watching that principal actually go down ...

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