Yeah, banks are definitely getting pickier lately. I swear, last time I refinanced, they practically wanted my kindergarten report card and a note fro...

Haha, I hear ya on the ARM hesitation. I jumped into one years ago thinking I'd be out before the rate adjusted—famous last words, right? Life laughed...

Haha, your bank thinks you're a spy, mine thinks I'm secretly flipping houses in Bali or something. Every time I buy supplies from a new hardware stor...