Totally agree about storytelling—it really can make or break how smoothly your loan process goes. I remember when I was applying for my first DSCR loa...

That's a really good point about flexibility. I've always leaned toward the 30-year myself, even though the math on shorter terms can look pretty appe...

I get the frustration, lenders always seem to have a catch. But actually, if you wait until your loan balance hits 78% of the original purchase price,...

You're pretty much on the right track—equity is basically your home's current value minus what you still owe. When I checked mine after about 6 years,...

Two years to break even actually sounds pretty reasonable, especially if you're planning to stick around for a while. When I refinanced my VA loan, it...

Breaking it down weekly is smart, but what really helped me was setting up a separate savings account at a different bank. Out of sight, out of mind.....