foodie946133
foodie946133
@foodie946133
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RE: Trying out debt help services—worth it or just more stress?

Title: Trying out debt help services—worth it or just more stress? Yeah, the fine print is like a horror movie for your wallet—never know what’s lurk...

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RE: Seller financing vs. lease-to-own: which one actually works better?

Title: Seller financing vs. lease-to-own: which one actually works better? You’re not wrong—some of those contracts look like they were written by ...

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RE: Trying out debt help services—worth it or just more stress?

Been there, seen that—sometimes twice in one week. I’ll never forget this one client who thought a debt management plan was basically a “get out of ja...

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RE: Thinking About Refinancing? Rate & Term Refi Might Save You More Than You Think (Plus a 10-Day Closing Option)

This is too real. I had a client once who sold old comic books on eBay for extra cash, and the underwriter wanted a full breakdown of every $20 Venmo ...

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RE: Exciting News for Future Homeowners!

Couldn’t have said it better myself. That “perfect” moment is like Bigfoot—lots of folks swear it exists, but nobody’s actually seen it. Here’s how I ...

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RE: Why 2025 is the Right Time to Buy or Refinance in North Texas

WHY 2025 IS THE RIGHT TIME TO BUY OR REFINANCE IN NORTH TEXAS You’re not wrong—those “little” repairs can sneak up on you like a raccoon in the attic...

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RE: Expert Guidance When Mortgage Rates Are Down

Honestly, I get where you’re coming from—some fees are just plain silly. But sometimes those “processing” or “doc” fees aren’t just made up; they cove...

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RE: Why Conforming Loans Are a Great Option for Homebuyers

Totally agree—those “mystery” fees love to hide in plain sight. I always tell folks: - If you see a charge that sounds like a snack (“cookie fee”?)...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

Haha, true story right there—I’ve seen plenty of folks jump in headfirst without full pre-approval. And honestly, if you know your finances well enoug...

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RE: Buying Land Without Building Right Away—Did You Know This?

Haha, official docs curing insomnia—spot on. Learned pretty quickly that the juicy stuff rarely makes it into those dry PDFs. A few things I've picked...

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RE: Ever thought about using escrow accounts? Here's a scenario...

Quarterly sounds good in theory, but honestly... I've seen lenders who do a thorough annual audit and catch almost everything. If you've got someone a...

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RE: HIGHER DOWN PAYMENT VS. HIGHER INTEREST RATE FOR INVESTMENT PROPERTY

Fair point, but honestly, I'd rather front-load the equity. Interest rates sting long-term... HVAC emergencies hurt, sure, but paying extra interest e...

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RE: Home equity loans and taxes—did you know this?

Yep, taxes are weirdly picky like that. A few quick points from my experience: - Landscaping can be tricky—basic lawn care probably won't fly, but ma...

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