food989
food989
@food989
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Topics: 0 / Replies: 7
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RE: WHAT IF YOUR INSURANCE COMPANY SUDDENLY GOT SUPER STRICT?

I've noticed the same trend recently. A couple of months ago, I reached out to my insurer—been with them for almost a decade—and casually mentioned I'...

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RE: Home equity loans and taxes—did you know this?

Definitely seeing this shift too. Appraisers seem to consistently favor practical upgrades lately—think energy-efficient windows, updated HVAC systems...

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RE: Trying to figure out how much of my house I actually own

Good call mentioning the amortization schedule—it's surprising how many homeowners overlook that. Refinancing definitely isn't one-size-fits-all, but ...

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RE: Thinking about tapping into home equity for a remodel—smart move or risky?

Good points about the variable rates—people often underestimate how quickly that can bite them. One thing I'd add is to check if your HELOC has a rate...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

That's a thoughtful take, and your balanced approach makes a lot of sense. I've seen plenty of cases where clients felt stuck paying only interest, es...

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RE: HIGHER DOWN PAYMENT VS. HIGHER INTEREST RATE FOR INVESTMENT PROPERTY

Definitely agree with this. Older properties can throw curveballs at you—roof leaks, plumbing issues, electrical surprises... you name it. Having extr...

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RE: Mortgage rules just got tighter—didn't see that coming

Had a similar experience—Experian updated my dispute within about three weeks, but Equifax dragged their feet for nearly two months. TransUnion was so...

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