fitness529
fitness529
@fitness529
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RE: Nobody Talks About FHA Loans for Disabled Persons—Until Now

I’ve actually started adding a few basic accessibility features before listing, especially in older homes. Grab bars, lever handles, and wider doorway...

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RE: How Do You Shop Around For Home Insurance—Or Do You Just Stick With The Same Company?

I’ve had a similar experience with the credit score swings—it’s like you’re playing a game where the rules keep changing. I’ve got a handful of rental...

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RE: Why does getting a mortgage feel like applying for a secret agent job?

That’s exactly how it goes. I remember my last duplex purchase—my hand was cramping by the end from all the signatures. The “paperless” pitch sounded ...

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RE: Best apps for tracking market-moving events?

You’re not alone in feeling that frustration. I went through a phase of obsessively checking every alert, only to realize half of them weren’t even re...

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RE: Need help with foreclosure but lawyers seem pricey—what's your move?

I’ve actually had better luck getting lawyers to budge on their rates when I came in with a really clear breakdown of what I needed and what I’d alrea...

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RE: New Homes with Low Interest Rates

Funny enough, I got sucked into this exact debate with my partner last year when we were house hunting. She fell in love with this new build that had ...

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RE: “High DTI means automatic denial”… right?

Funny, I used to think DTI was the only thing that mattered too. Back in 2021, I had a couple properties under my belt and my DTI looked pretty rough ...

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RE: Can You Buy a Home with a 580 Credit Score?

Funny you mention “spreadsheet city”—I’ve got a graveyard of Excel files from my first few deals. I get what you’re saying about FHA being the practic...

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RE: How I Figured Out How Much Faster I Could Pay Off My Mortgage

I’ve run into that too—one lender I dealt with had a “processing fee” buried in the fine print if you paid off early. It was only a few hundred bucks,...

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RE: Best Mortgage Lenders for First-Time Buyers in 2025 – What to Know

Online lenders are kind of a mixed bag in my experience. I refinanced one of my rentals through a well-known online lender last year, and the fee brea...

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RE: Home equity loans and taxes—did you know this?

I've been down the refinance road myself and yeah, it can get messy fast. Last time, after factoring in all the fees, I barely broke even. Curious tho...

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RE: Mortgage rules just got tighter—didn't see that coming

Had a similar experience recently. About two months ago, I was refinancing one of my rental properties, and I was a bit nervous because I had an old m...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

I totally get the cautionary tale vibe here, and yeah, those hidden issues can be a nightmare. But honestly, sometimes a bit of impulsiveness can pay ...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

I get the psychological boost thing, but honestly, I found that tackling the highest-interest debt first made me feel way better in the long run. Took...

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RE: Figuring out how much of my house I actually own

Haha, so true. The number of times I've paused a YouTube video mid-project, covered in drywall dust, wondering where it all went wrong...yeah, been th...

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