fitness529
fitness529
@fitness529
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Topics: 0 / Replies: 7
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RE: Mortgage rules just got tighter—didn't see that coming

Couldn't agree more on the emergency fund point—reminds me of when I first got into real estate investing. I was so focused on leveraging every possib...

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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

Had a similar situation recently—client had solid rental income but underwriting at a big bank got hung up on minor vacancy gaps. Switched to a local ...

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RE: Trying to figure out how much of my house I actually own

Couldn't agree more. Last year, an algorithm valued a property I was eyeing way too low because it missed a recent school district rezoning. Saved me ...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

I see your point about patience, but honestly, timing the market or interest rates can be tricky... Back when I was recovering from a rough financial ...

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RE: Transferring your mortgage smoothly without losing your mind

Interesting points here, but I've had a slightly different experience. There've been a couple times when leaving the title company out of the loop act...

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RE: Thinking about refinancing—shorter term or lower monthly payments?

Yeah, spreadsheets are great until reality kicks in. I had a similar experience—went for the shorter term because the numbers looked perfect on paper....

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RE: What mattered most when picking your real estate agent?

I get your point about personality fit—definitely makes sense—but I'd argue local knowledge isn't just basics. Had an agent once who knew neighborhood...

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