Totally get where you’re coming from. I used to think “more units, more income” was the golden rule, but after a couple of late-night calls about bust...

Honestly, the underwriting process is wild—feels like they’re looking for any excuse to ask about your lunch money. But I’ve found a few things help t...

Pushing back on lender fees is underrated, honestly. I’ve had lenders quietly “find room” to cut a couple hundred bucks just because I questioned thos...

Honestly, I’ve watched a few friends roll their credit card debt into a refi, and it’s a mixed bag. One guy was thrilled at first—monthly bills droppe...

Those “junk” fees are wild—totally agree, it’s like playing whack-a-mole with your wallet. I’ve seen tech fees, processing fees, even a “courier” fee ...

Yeah, the “unapplied funds” thing is ridiculous. I had a similar issue where my extra payment just sat there for weeks. It’s frustrating, but you’re r...

Honestly, I get why people want to dodge PMI—it feels like throwing money away. But after a bankruptcy, I’d argue the safety net is way more important...

I’ve definitely seen that “extra picky parent” vibe with FHA. One time, an appraiser flagged a missing handrail on three steps—literally three!—and th...

Yeah, exactly. A friend of mine skipped the survey when buying his house because he thought it'd save him some cash upfront—big mistake. Turned out hi...