I’ve actually run into a seller who got a little weird about the inspection, but it was more about timing than refusing outright. They were worried it...

Totally agree—those “adjustments” are sneaky. I always tell folks to keep last month’s statement handy and compare line by line. It’s tedious, yeah, b...

Not gonna lie, I get the “just jump in” approach, but I’ve seen folks get burned by it too. Rates can sting, and yeah, sometimes you can refi later......

Totally get where you’re coming from. I used to think “more units, more income” was the golden rule, but after a couple of late-night calls about bust...

Honestly, the underwriting process is wild—feels like they’re looking for any excuse to ask about your lunch money. But I’ve found a few things help t...

Pushing back on lender fees is underrated, honestly. I’ve had lenders quietly “find room” to cut a couple hundred bucks just because I questioned thos...

Honestly, I’ve watched a few friends roll their credit card debt into a refi, and it’s a mixed bag. One guy was thrilled at first—monthly bills droppe...

Those “junk” fees are wild—totally agree, it’s like playing whack-a-mole with your wallet. I’ve seen tech fees, processing fees, even a “courier” fee ...

Yeah, the “unapplied funds” thing is ridiculous. I had a similar issue where my extra payment just sat there for weeks. It’s frustrating, but you’re r...

Honestly, I get why people want to dodge PMI—it feels like throwing money away. But after a bankruptcy, I’d argue the safety net is way more important...

I’ve definitely seen that “extra picky parent” vibe with FHA. One time, an appraiser flagged a missing handrail on three steps—literally three!—and th...

Yeah, exactly. A friend of mine skipped the survey when buying his house because he thought it'd save him some cash upfront—big mistake. Turned out hi...