fishing_holly
fishing_holly
@fishing_holly
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Topics: 1 / Replies: 12
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RE: Thinking about refinancing my VA mortgage, curious what others are doing

I’ve run the numbers on a few of my properties, and honestly, the closing costs usually kill the deal unless I’m planning to hold for at least 5 years...

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RE: Exciting News for Future Homeowners!

Tried those edgers hoping to speed up a few flips—honestly, they didn't cut it for me either. Here’s what I ran into: - Cleanup is way more annoying ...

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RE: How tough is it to get a mortgage for a rental if your credit isn’t perfect?

Title: How tough is it to get a mortgage for a rental if your credit isn’t perfect? - I get what you’re saying, but I wouldn’t call it a total dice r...

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RE: Why Conforming Loans Are a Great Option for Homebuyers

Yeah, I hear you on the PMI thing—it’s not ideal, but sometimes it’s just the cost of getting in the game. Here’s how I look at it: - Waiting for tha...

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RE: Pre-approval vs pre-qualification: Why does it matter for home buyers?

Couldn’t agree more about pre-approval making a difference. Here’s what I’ve seen: - Sellers and agents take you way more seriously with a real pre-a...

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RE: Shopping Around for Home Loans: A Choose-Your-Own-Adventure?

Couldn’t agree more about the “lowest rate” trap. Here’s what I watch for every time: - If they can’t give me a Loan Estimate up front, I’m out. - AP...

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RE: WHAT IF YOUR INSURANCE COMPANY SUDDENLY GOT SUPER STRICT?

Totally agree with shopping around periodically—loyalty discounts are pretty much a myth these days. A couple more things I've noticed from experience...

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RE: Tapped into my home's value and finally debt-free—anyone else done this?

I've thought about tapping equity myself, but every time I get close, I hear another story that makes me pause. A friend of mine refinanced to pay off...

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RE: Career Crossroads: Stick With Stable Gig or Jump Into Risky Dream Job?

You're spot on about that fine line between pressure being helpful or harmful. I've seen it firsthand in investment decisions—and it's not always pret...

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RE: Home equity loans and taxes—did you know this?

Exactly this. Learned the hard way myself...thought replacing my old deck boards was clearly a repair, but my accountant said it leaned toward improve...

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RE: Thinking about refinancing—shorter term or lower monthly payments?

Good points about taxes and assessments—those can definitely sneak up on you. A couple other things I'd add from experience: - Keep an eye on local m...

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RE: Buying Land Without Building Right Away—Did You Know This?

Yep, been there. I bought a lot a few years back, and the old survey markers were off by nearly 5 feet—didn't seem like much at first, but it turned i...

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