fishing984
@fishing984
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Topics: 0 / Replies: 10
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RE: Choosing Between National and Local Debt Service Coverage Ratio Options

I’ve tried, but honestly, I don’t think I’ve ever seen a national lender actually bend on anything meaningful. Maybe a fee here or there, but policy s...

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RE: Getting through debt counseling without losing your mind

I get where you’re coming from—those budgeting apps can be more trouble than they’re worth. I’ve tried a few myself, and half the time I’m just fighti...

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RE: Buying a Home in 2026? You Might Be Missing a Free $25,000

Yeah, the fine print on these grants is no joke. I’ve seen people get burned because they thought “primary residence” meant they could Airbnb a room o...

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RE: Is now a dumb time to refi or should I wait it out?

Couldn’t agree more. I’ve tried to “wait for the dip” a few times and usually ended up chasing my tail. There’s always going to be a better rate in hi...

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RE: Mortgage Refinance Dallas Texas | Save More with Local Experts

I see where you’re coming from. I’ve worked with both attorneys and loan officers, and I’ve noticed what you mentioned: That’s been my experience, to...

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RE: No Tax Return Home Loans: 2025’s Solution for Self-Employed & Freelancers

No Tax Return Home Loans: 2025’s Solution for Self-Employed & Freelancers You make some fair points about the trade-offs. I’ve used these “no tax...

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RE: Can You Get a Mortgage with a 580 Credit Score? Yes — Here’s How!

That’s a fair point—sometimes timing really is everything, especially in a market that’s moving fast. I’ve seen folks jump in with less-than-ideal cre...

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RE: My experience getting monthly income from home equity

I hear you on that. Those counseling sessions can feel like a box-checking exercise, but every now and then they actually surface something you’d neve...

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RE: First-time buyer blues: grants vs. loan programs

Good points here. I've dealt with a few city grant programs myself, and while they're generally straightforward, I've found the application process ca...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

I see your point about waiting a bit, but honestly, timing the market and interest rates can be tricky. When I bought post-BK, I opted to go ahead wit...

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