I hear you on the escrow worries. A few years back, I had a client who went through a pretty stressful situation with their escrow company. They'd bee...

We looked into something similar when we got our rural loan a few years back. From what I saw, most of those rural loan perks are geared strictly towa...

Your point about topping up the emergency fund monthly is solid advice—wish I'd learned that earlier myself. A couple years back, I had a client who d...

I get what you're saying about escrow—it can definitely throw a wrench in things. But honestly, I've found that budgeting monthly isn't as tricky if y...