That’s wild, but yeah, I’ve heard similar stories. Here’s how I handled it during my last refi: 1. Stopped all big purchases and transfers about a m...

Yep, had this happen last year and it was... honestly kind of ridiculous. The lender flagged a $35 Venmo payment I sent to a friend for concert ticket...

Totally agree about not chasing the lowest rate at all costs. Here’s how I try to keep things manageable: 1. List out every lender’s requirements si...

Yeah, challenging appraisals can be tricky. A friend of mine did manage it once—she gathered recent comps herself, pointed out some overlooked upgrade...