I get the frustration, but honestly, lenders aren't really trying to hide stuff—they're just covering their backs legally. When I refinanced my place,...

Had something similar happen when refinancing a few years back. Everything seemed smooth until suddenly they started nitpicking tiny details—like ques...

I skipped the warranty when I bought my place 7 years ago—figured it was just another upsell. Honestly, I just set aside a small emergency fund instea...