filmmaker51
filmmaker51
@filmmaker51
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Topics: 0 / Replies: 7
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RE: Mortgage rules just got tighter—didn't see that coming

Yeah, I think you're onto something there. When we refinanced a couple years back, the hoops we jumped through felt endless—paperwork, credit checks, ...

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RE: Tapped into my home's value and finally debt-free—anyone else done this?

Yeah, totally get your point. I've seen neighbors sink thousands into fancy kitchens or elaborate landscaping, only to barely break even when selling....

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RE: First-time buyer blues: grants vs. loan programs

Honestly, I wouldn't hold my breath on grants loosening up anytime soon. They're usually tied to specific policy goals or community incentives. Loans ...

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RE: Refinancing your mortgage—little trick I learned to snag a better rate

Couldn't agree more. I once got tempted by a flashy rate drop, but after factoring in appraisal and closing costs, it took nearly three years just to ...

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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

I get the appeal of blackout curtains, but honestly, from my experience, they're more about comfort than big savings. Sure, there's a noticeable impro...

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RE: Home equity loans and taxes—did you know this?

Had a similar experience when refinancing my place last year. Zillow had my house valued way lower than the appraisal came back at—talk about stress. ...

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RE: Mortgage rates roulette: a homeowner's gamble

Yeah, timing can be your friend—but it can also bite you pretty hard. My brother-in-law went adjustable around 2017, thinking he'd refinance before ra...

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