Haha, yeah, the "boat" scenario is more common than you'd think. I've seen plenty of folks surprised by this rule. Actually, the IRS tightened up thes...

That's a clever workaround with the drone footage—though it's kind of wild that homeowners have to resort to that just to prove common sense. I've had...

I've seen this go both ways, honestly. A few years back, I had a client who borrowed from her brother to buy a fixer-upper. They did everything by the...

You're spot on about the appraisal—it's a hassle, sure, but I've seen it save buyers from some real nightmares down the road. PMI can feel annoying, b...

Actually, you might wanna double-check that. From what I've seen, appraisal fees can sometimes still be deductible—but only if they're directly tied t...

Yeah, lenders often get hung up on seasonal dips. I've found it helps to proactively provide a brief explanation upfront—like noting typical vacancy p...

Fair enough, comps are king, but I've seen appraisers give a bit more credit to kitchens than you're suggesting. Had one appraisal bump notably after ...

You're not far off—mortgage rates can definitely feel random at times, but there's actually a method behind the madness. Different states have varying...

Honestly, shortcuts aren't always your friend with refinancing—especially with something like HARP. I've seen clients try to rush the paperwork or ski...