Honestly, I’ve seen folks wait for that mythical “perfect” rate and end up chasing their tails. Unless you’re sure rates will drop significantly soon,...

Honestly, I get what you’re saying about the nudge—even if it’s a bit clunky, sometimes you just need something to keep you on track. But I’ve got to ...

Can’t blame you for wanting predictability. Variable rates on HELOCs can really mess with your budget if you’re not careful. Have you looked into fixe...

I’ve actually pushed a few companies on this, and honestly, the multi-year pricing is almost never clear upfront. They’ll give you a “discount” for th...

I get the checklist thing, but honestly, I’ve found that being “super organized” doesn’t always help much when the lender just keeps changing what the...

Honestly, I used to think housing counselors were just there to hand you a bunch of forms and tell you what you can’t afford. Turns out, they’re actua...

Ha, sounds familiar... Seen plenty of folks get caught up in that guessing game. What I usually ask myself (and others) is: does refinancing now genui...