I’ve actually watched this play out in a couple smaller markets—when the big buyers pulled back, prices didn’t drop overnight. Sellers just dug in the...

That’s honestly the best way to describe it. I’ve had clients with 800+ scores who still had to dig up old tax returns and explain every little deposi...

That made me laugh—I've had underwriters get stuck on things like a $20 Zelle from my mom for gas. It really does feel like they’re just looking for s...

Ain’t that the truth. I had a closing once where the lender literally “misplaced” the appraisal for a week. We only found out because I called every d...

Had a client get hit with a “processing” fee once that was basically just a renamed admin charge. We laughed about it—like, what are they processing, ...

That’s actually what I recommend to a lot of folks—keep the 30-year for breathing room, but throw extra at the principal when you can. Life’s unpredic...

That’s such a real example—it’s easy to think a cash-out refi is a magic fix, but it really just moves the debt around. I’ve seen folks get a ton of r...

Title: Has Anyone Dealt with an Escrow Advance? Let’s Talk About It Man, I feel this in my bones. The last time I had a client go through an escrow a...

That's a really good point about courage and preparation. Reminds me of when I bought my first place—it was a fixer-upper, and honestly, I wasn't tota...

One thing I've seen work pretty well is shopping around for title companies. Had a client once who saved a few hundred bucks just by comparing quotes—...