From my experience, flexibility really depends on the lender and how competitive the market is at the time. A few pointers from what I've seen refinan...

Had something similar happen on my last refinance—thought everything was good to go, then suddenly the lender wanted proof of repairs for a minor roof...

Good points here, especially about refinancing. A couple extra thoughts from my own experience: - Refinancing can definitely buy you time, but it rea...