- Definitely seeing this with my clients too—folks with higher scores usually get less scrutiny, but it’s not always a night-and-day difference. - S...

- Balloon mortgages definitely aren’t for the faint of heart, especially if you’re not 100% sure about your exit plan. - I’ve seen a few clients get...

- Totally get your point about banks being predictable... but predictable doesn't always mean better, right? - I've seen friendships survive borrowing...

Hah, document processing fees are the worst—I've seen those pop up more times than I can count. Usually, they're just vague enough to make you suspici...

Good point—markets can definitely throw curveballs. But isn't traditional estate planning also vulnerable to unexpected shifts, like changing tax laws...

Good points—I've seen plenty of clients regret splurging on high-end digital appliances after a few years. But gently used can be tricky too... ever r...

Totally get this mindset. A client of mine was constantly checking their equity online, like every week, and honestly it drove them nuts. They'd messa...