eroberts10
eroberts10
@eroberts10
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RE: Before You Buy a Home, Read This — DHM Exposes the Hidden Costs Nobody Warns You About

TITLE: HIDDEN FEES: THE UNINVITED GUESTS AT EVERY CLOSING TABLE You nailed it with the “document prep fee.” I’ve seen that one pop up so many times, ...

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RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?

Here’s where I’ll play devil’s advocate a bit. I get the “better safe than sorry” angle, but sometimes a separate inspection can feel like overkill—es...

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RE: Crystal ball or data crunching: which mortgage rate predictor do you trust more?

Crystal Ball Or Data Crunching: Which Mortgage Rate Predictor Do You Trust More? Been there, done that—spent way too many late nights squinting at ch...

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RE: Crystal ball or data crunching: which mortgage rate predictor do you trust more?

This is the part that always gets me. I mean, if I had a dollar for every time I tried to “wait for the perfect moment,” I’d probably just buy the ban...

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RE: Why 2025 is the Right Time to Buy or Refinance in North Texas

That line about Murphy’s Law riding shotgun is spot on. Couldn’t agree more—if something can throw a wrench in your DFW deal, odds are it’ll show up ...

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RE: How H1B Visa Holders Can Qualify for a Mortgage

Honestly, I’ve seen the same thing—credit unions can be a total mixed bag. One time, I felt like I was prepping for a CIA interview just to get pre-ap...

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RE: How to Get Approved for a Mortgage with a High Debt-to-Income Ratio (DTI)

Haha, ain't that the truth... reminds me of when I first saw my DTI and nearly spilled coffee all over my keyboard. One thing I'd add is to tackle you...

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RE: WHAT IF YOUR INSURANCE COMPANY SUDDENLY GOT SUPER STRICT?

Been there myself—insurance companies suddenly getting picky is like your favorite diner randomly changing their pancake recipe. You think, "Wait, did...

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RE: My experience getting monthly income from home equity

Haha, duct tape is basically my spirit animal at this point... reminds me of when I renovated a property last year. Thought I'd budgeted everything pe...

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RE: Navigating property taxes without losing your mind

Honestly, comps usually carry more weight. Assessors love numbers and hard data—it's their comfort zone. Photos can help, but only if they're clear an...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

Couldn't agree more about the maintenance fund—been there, done that, got the soggy T-shirt from a surprise roof leak. 😂 Here's my quick-and-d...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

Been there myself—thought I'd outsmart the market by waiting for rates to drop, but ended up renting way longer than planned (ouch). Honestly, if you ...

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RE: Mortgage rates climbing again—should I wait it out or lock in now?

Been there, done that, got the stress-induced gray hairs to prove it. Honestly, crunching numbers is your best bet—if the difference is just a latte o...

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