I dunno, is it really just random box-ticking though? Seems like they're extra cautious about certain types of deposits—especially gifts—because they ...

Interesting approach...did you guys actually talk about what would happen if you couldn't make a payment on time? I'm looking into buying my first pla...

I get your point, but isn't there a risk in waiting too long? Housing prices keep climbing, and interest rates aren't exactly predictable. Maybe locki...

Honestly, if you're already feeling anxious just thinking about it, an ARM might not be the best fit. Have you looked into fixed-rate mortgages with s...

That's a solid perspective, and honestly, it's exactly what I've been wrestling with. Do you think refinancing later is really as straightforward as p...

Good point about the credit check—didn't even think of that. Did you find lenders were pretty upfront about closing costs, or did you have to dig arou...