Had a similar experience when refinancing last year. Spent weeks documenting every little upgrade—new roof, energy-efficient windows, even landscaping...

I get the logic behind pre-approval, but honestly, even that isn't foolproof. When we refinanced last year, everything looked perfect until underwriti...

Yeah, totally get where you're coming from on the appraisal thing. When we refinanced a couple years back, I was convinced we'd see a huge jump in val...

When I refinanced a few years back, I thought tapping into equity was a no-brainer—rates were low, home prices were solid. But then the market took a ...

Went through something kinda similar a few years back—not exactly the same charge, but still had to deal with court stuff. Honestly, even though it wa...