Totally agree with you on recent credit behavior being key. I've seen plenty of folks come through my office thinking a huge down payment alone would ...

True, shopping around helps, but honestly, timing can be overrated. I've had clients wait months for a "perfect" rate only to see prices climb... some...

Good points there, but honestly, I've found that sometimes clients who are overly cautious miss out on opportunities too. Sure, markets can dip unexpe...

Yeah, you're spot on about keeping things clear from the start. I've seen clients try to untangle home equity spending after the fact, and it gets mes...

Checking your equity is definitely step one—good call there. I've seen plenty of folks successfully remodel using home equity, but you're spot-on abou...

Honestly, the math part isn't rocket science, but it's easy to underestimate costs. I've seen plenty of folks get burned by surprise repairs or holdin...