environment_milo
@environment_milo
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RE: Found a sneaky way to lower those pesky interest rates

Exactly my experience too. Had one refinance go smooth as butter, another felt like pulling teeth. Ever tried switching lenders mid-process, or is tha...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

Went through something similar myself a few years back. Honestly, waiting it out does seem to help more than you'd think. I remember being frustrated ...

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RE: My experience getting monthly income from home equity

Yeah, I've run into that too. Seems like lenders get extra cautious once the numbers start climbing. Had a similar experience when refinancing my plac...

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RE: Wondering if I can still qualify for a HARP refi these days

Yeah, I've noticed that too. When I refinanced last year, they even questioned a small gap in my employment from nearly a decade ago. Definitely pays ...

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RE: Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

Yeah, good point. When we bought our first place, we went adjustable because we knew we'd outgrow it pretty fast. Ended up moving after about 4 years,...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

Had something similar happen when we bought our place. My wife switched cell phone providers right before closing, and the lender flagged it as a new ...

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RE: Career Crossroads: Stick With Stable Gig or Jump Into Risky Dream Job?

Yeah, that's spot on. When I bought my first home, everyone told me I'd love the DIY projects and fixer-upper life. Turns out, I hate surprises—especi...

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