That’s exactly how it went for me too—those “document prep” fees are all over the place. I remember seeing a $500 charge on one estimate and thinking,...

Yeah, the PMI thing tripped me up too. I remember thinking it’d just drop off automatically once I hit 20% equity—nope. Had to dig through my paperwor...

Totally relate to this. Every time I think I've got my budget perfectly mapped out, something unexpected pops up—last month it was plumbing, this mont...

I've thought about splitting too, but honestly, with mortgage rates locked in so low, it feels like investing might give better long-term returns. Pay...