That line hits home. I’ve watched clients spend weeks chasing up paperwork, only to get grilled over some side gig income from two years ago. The no-t...
That “scavenger hunt” folder has saved a few of my clients, honestly. I’ve seen deals nearly fall apart because someone couldn’t dig up an old I-94 or...
WHEN DOES IT ACTUALLY MAKE SENSE TO REFINANCE YOUR MORTGAGE? I’ve watched people jump at a lower rate, only to end up paying more in the long run bec...
I’ve definitely had to walk away from deals that looked shiny on the surface but turned out to be all smoke and mirrors underneath. One time I spent n...
Title: Found a sneaky way to lower those pesky interest rates You’re spot on about how much those points can jump around, depending on who you’re tal...
I went through this exact scenario a couple years back when I was finally able to ditch PMI on my first home. At the time, I was debating whether to p...
Totally agree about the emergency fund point—it's surprising how often people overlook that. A few years back, I had a tenant who was diligently payin...
Yeah, been there myself. Had a HELOC open during the last rate hike cycle—honestly, wasn't fun watching those payments creep up. It's manageable if yo...
Tried refurbishing an espresso machine once... emphasis on "once." 😂 Thought it'd be a simple fix—replace a few seals, clean some tubes—ended ...
I get where you're coming from, but my experience was actually a bit different. About a year ago, I had a client who also got tangled up with FMERR an...
Yeah, it's tricky finding that sweet spot. Reminds me of a project I did a few years back—client insisted on maxing out their down payment, then ran i...
Haha, you're not alone. I've seen plenty of these welcome boxes over the years—one time I got a branded stress ball that split open after two squeezes...
