I went through this exact scenario a couple years back when I was finally able to ditch PMI on my first home. At the time, I was debating whether to p...

Totally agree about the emergency fund point—it's surprising how often people overlook that. A few years back, I had a tenant who was diligently payin...

Yeah, been there myself. Had a HELOC open during the last rate hike cycle—honestly, wasn't fun watching those payments creep up. It's manageable if yo...

Tried refurbishing an espresso machine once... emphasis on "once." 😂 Thought it'd be a simple fix—replace a few seals, clean some tubes—ended ...

I get where you're coming from, but my experience was actually a bit different. About a year ago, I had a client who also got tangled up with FMERR an...

Yeah, it's tricky finding that sweet spot. Reminds me of a project I did a few years back—client insisted on maxing out their down payment, then ran i...

Haha, you're not alone. I've seen plenty of these welcome boxes over the years—one time I got a branded stress ball that split open after two squeezes...