Did you find automatic payments alone made a noticeable dent in your debt, or was it mostly about consistency? I tried the auto-payment route too, but...

I've been on the fence about tapping equity myself, mostly because I've seen it go sideways for people close to me. Did your cousin have a specific st...

Haha, your spreadsheet story sounds painfully familiar. I thought I had it all covered too, until my accountant asked if I'd been keeping records in a...

Had a similar issue last year when I refinanced. They flagged a random Venmo payment from a friend who owed me for concert tickets. Seriously, who kee...

You're spot-on with this. I've seen quite a few friends and family members go through similar experiences. One of my cousins went all-in on a luxury k...

Good points raised here, but have you looked into no-closing-cost refinancing options? They're not always the best deal in the long run (usually a sli...

Honestly, did you factor in how long the credit hit from settlement sticks around? Repayment might feel restrictive at first, but settlement can limit...