environment304
environment304
@environment304
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RE: FHA vs conventional loan—what's easier for a newbie homebuyer?

Honestly, you nailed it—it really is a toss-up. My first place was an FHA special, and yeah, the inspector was more worried about a little peeling pai...

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RE: DITCHING THAT PESKY MORTGAGE INSURANCE - WORTH THE HASSLE?

Tell me about it... took me forever too. Felt like pulling teeth just to get a fair appraisal. But once it's gone, you won't miss that extra chunk lea...

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RE: How to Qualify for a DSCR Loan Without Losing Your Mind

Redfin's usually my go-to as well, but I've definitely been burned by Zillow's outdated comps before. One time, Zillow had a property listed as "recen...

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RE: WHICH MATTERS MORE WHEN GETTING A RENTAL LOAN: LOW DEBT OR HIGH INCOME?

That's a good point, but honestly, I think lenders still lean pretty heavily on income. Had a friend who had zero rental experience, like none at all,...

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RE: Thinking about tapping into home equity for a remodel—smart move or risky?

Yeah, kitchens and bathrooms are usually solid choices, but honestly, you'd be surprised how much mileage you can get out of just painting walls and t...

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RE: HIGHER DOWN PAYMENT VS. HIGHER INTEREST RATE FOR INVESTMENT PROPERTY

Interesting points, but honestly, I've found the opposite to be true in my own experience. Sure, lower monthly payments feel nice psychologically, but...

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