Interesting perspective, but did you factor in appreciation potential over those seven years? I get the flexibility argument, but sometimes being "tra...

Yeah, foundation issues can definitely sneak up on you—I learned that lesson myself a while back. Setting aside 10-15% is a solid rule of thumb, but I...

Good points overall, but I'm wondering if aesthetics might sometimes deserve a bit more credit? Sure, NOI is king, but isn't there a balance to strike...

Couldn't agree more—those unexpected costs can really blindside you. Did you factor in maintenance reserves when you first ran your numbers? I've foun...

I see where you're coming from—ARMs definitely aren't for everyone. Have your friends looked into rate caps or adjustment limits? Some ARMs have built...

That's true, reputation matters... but don't you think elders might've also had personal ties or debts themselves? Makes me wonder how they balanced t...

I've wondered about staffing issues too. Recently, I had a loan application stall for nearly three weeks without any clear reason. When I finally got ...