emilycollector
emilycollector
@emilycollector
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Topics: 0 / Replies: 10
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RE: Found a dream home thanks to rural loan perks

Had a similar rude awakening myself. Thought septic was just a tank underground you never had to think about—until ours overflowed during a family BBQ...

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RE: Career Crossroads: Stick With Stable Gig or Jump Into Risky Dream Job?

Yeah, that mental prep is key. When I switched jobs, I had a similar experience—tightening the belt sucked at first, but honestly, seeing we could han...

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RE: Buying Land Without Building Right Away—Did You Know This?

Temporary stakes can help, but they're still pretty informal and can shift or get removed accidentally. Maybe combining stakes with clear photos or ev...

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RE: My experience getting monthly income from home equity

Fair points overall, but I'd argue there's a middle ground here. Sure, you can't realistically uncover every possible issue—like your zoning surprise—...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

I hear you on the stress factor—going in blind without pre-approval can definitely feel like walking a tightrope. I've been helping friends and family...

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RE: Thinking about refinancing my VA mortgage, curious what others are doing

Haha, exactly... reminds me of when I refinanced a few years back. They tried sneaking in a "processing optimization fee"—seriously, who comes up with...

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RE: Trying to figure out how much of my house I actually own

Yeah, totally agree there. Had a similar issue myself—bought a house a few years back, and everything seemed fine until we decided to build a shed in ...

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RE: Home equity loans and taxes—did you know this?

I see your point, but honestly, solar panels financed through home equity loans aren't necessarily that complicated. Sure, they're not as straightforw...

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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

Definitely agree on the smaller banks and credit unions point—I've seen firsthand how they're often more willing to look beyond standard checkboxes. B...

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RE: When feelings take the wheel instead of logic

Fair point. While I'm usually cautious about letting feelings guide big financial moves, your experience shows that intuition can sometimes align with...

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