emilyathlete
emilyathlete
@emilyathlete
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Topics: 1 / Replies: 12
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RE: How Do You Shop Around For Home Insurance—Or Do You Just Stick With The Same Company?

I swear, insurance fine print is like a Where’s Waldo for hidden fees and exclusions. I used to just skim through, thinking, “How bad could it be?”—th...

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RE: Thinking About Refinancing? Rate & Term Refi Might Save You More Than You Think (Plus a 10-Day Closing Option)

Man, the first time I refinanced, I felt like I needed a decoder ring just to get through the paperwork. You ever notice how they sneak in things like...

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RE: When a fixed rate just won’t cut it: a mortgage adventure

Man, I hear you on the hybrid thing. Every time someone tries to explain it to me, I feel like I need a whiteboard and a strong coffee. Is it just me,...

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RE: First-Time Buyer in Dallas: My Experience Finding the Right Mortgage Lender

Had a “processing fee” once that was literally just for someone to hit “send” on an email—at least, that’s what it looked like. Ever notice how the mo...

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RE: When Does It Actually Make Sense to Refinance Your Mortgage?

Break-even point’s like the seatbelt of refinancing—sure, you might not need it, but you’ll wish you had it if things go sideways. But here’s a questi...

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RE: Navigating taxes on your rental: DIY or hire a pro?

Haha, taxes are the worst, aren't they? I mean, does anyone actually enjoy sorting through receipts and figuring out depreciation schedules? I've done...

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RE: Wondering if I can still qualify for a HARP refi these days

Yeah, Zillow's estimates can be pretty wild sometimes... ever had one undervalue your property by a ridiculous amount? Happened to me once—almost gave...

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RE: Trying to figure out how much of my house I actually own

Wait, you mean the spreadsheet obsession phase actually ends? Here I am years later still tweaking formulas... does this mean I'm stuck in homeowner s...

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RE: Found a dream home thanks to rural loan perks

Insurance definitely helps ease the stress, but have you ever had trouble getting coverage for certain rural quirks? I remember trying to explain to m...

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RE: Trying to figure out how much of my house I actually own

Did your surveyor seriously just hand you a drawing and call it a day? Mine did the same thing at first, and I remember thinking, "Great, now I have a...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

Haha, isn't it always the sneaky little subscriptions that get you? But seriously, how stressful was it sorting out credit issues last minute? Been th...

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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

Haha, lenders drowning you in paperwork sounds about right... ever wonder if they're secretly competing to see who can confuse us the most? But seriou...

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