Been there myself, and honestly, it's amazing how quickly a handshake deal turns into an invoice surprise. Learned the hard way that "throwing in" usu...

Yeah, lenders definitely care more about recent credit behavior than just a hefty down payment. After my bankruptcy, I found that keeping low balances...

We tapped into our equity a few years back to bridge a career change—honestly, it was a mixed bag. Helped smooth things over financially, but watching...

Couldn't agree more—fixed rates are definitely the safer bet, especially now. Back in '09, a close friend of mine got into an adjustable-rate loan bec...