Yeah, I totally get where you’re coming from. Here’s how I look at it: - VA appraisal isn’t a full inspection. It’s more like a “does this place meet...
- I’m with you on the “courier fee”—I flagged that on my last refi and the guy just kind of shrugged and took it off. Makes you wonder how many folks ...
Honestly, I’ve tried color-coding, fancy apps, and even spreadsheet trackers, but I always end up back at the “keep it simple” method. Like you said: ...
Honestly, lease-to-own always looks tempting until you start adding up all the “extras.” I almost went that route a couple years back—felt like I was ...
- Always run the numbers, but don’t ignore your gut. - Zero down sounds tempting, but you’re left with less wiggle room if something big pops up. ...
- Totally get where you’re coming from. - I’d rather have a boring roof that keeps me dry than a fancy backsplash that keeps me up at night worrying...
RIDING THE RATE ROLLERCOASTER WITH ADJUSTABLE MORTGAGES Totally get where you’re coming from. I looked at ARMs too, and the lower initial payment was...
- Gotta say, I don’t totally agree about 580 being “fine.” - Technically it works, but you’re looking at higher rates and stricter terms. - Lender...
WHEN A FIXED RATE JUST WON’T CUT IT: A MORTGAGE ADVENTURE - I get the appeal of ARMs for short-term stuff, but I’m just way too nervous about what co...
Totally agree—those “junk” fees add up fast. I actually made a spreadsheet to track every line item, and it was eye-opening. One lender tried to sneak...
We tapped equity for a kitchen remodel about five years ago—here's my quick take: - Didn't regret the improvement itself; it made daily life nicer an...
Good points here. A couple of things I'd add from my own cautious (okay, paranoid) perspective: - Bigger down payments are great if you can swing it ...
Yeah, this is exactly why I'm always hesitant about informal deals, especially when money or property is involved. I've seen similar situations happen...
- Had a similar experience when I asked about removing PMI last year. - Lender insisted on a new appraisal even though home values in my area had clea...
I've noticed something similar, though for me it felt more tied to year-end rather than quarterly targets. Last December, my bank suddenly got a lot m...