Yeah, running the numbers is key—I learned that the hard way! When I bought my first place last year, I was obsessed with ditching PMI ASAP because ev...
Honestly, I get the frustration, but PMI isn't always the villain it's made out to be. For first-timers like me, it opened doors sooner than waiting y...
I've actually switched to bi-weekly payments about a year ago, and I do think it helps—not dramatically, but enough to notice. Plus, psychologically, ...
Interesting idea about splitting equity, but honestly, as a first-time homeowner, the thought of juggling both a fixed-rate loan and a HELOC sounds li...
Interesting, I've only tried the competitor trick with credit cards and it worked like a charm, but haven't tackled mortgages yet. Maybe banks are mor...
This is exactly what I've been trying to do lately. When I first bought my place, I was pretty overwhelmed by the idea of paying off a mortgage for de...