Yeah, that's the tricky part—lenders might be eager to approve you with a big down payment, but that doesn't mean it's the smartest move financially. ...

Yeah, big banks tend to get super rigid with their checklists. Had a buddy who tried refinancing a property with a small guesthouse out back, and the ...

Went through USDA myself about 3 years ago when we bought our first place. Honestly, the no down payment thing was awesome at first, but yeah, that up...

I totally get why you're torn—mortgages can feel like a minefield sometimes. I went fixed-rate myself, mostly because I'm the type who likes knowing e...