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RE: When Can I Finally Ditch Mortgage Insurance?
Yeah, I've noticed the same thing. When I refinanced last year, my lender was way more chill about dropping mortgage insurance since I'd built up decent equity. Definitely felt easier than the initial setup...guess loyal...
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RE: Thinking about adjustable-rate mortgages - smart move or ticking time bomb?
I get what you're saying, but honestly, even if you're strategic, life can throw curveballs. When we refinanced, we chose a fixed rate just for peace of mind. Sure, maybe we missed some savings initially, but sleeping be...