I totally get prioritizing peace of mind. But if you're curious about tapping equity safely, you might consider a structured HELOC—set clear limits, a...

That's a good point, but honestly, you might want to be cautious even with city-backed projects. I've seen situations where planned developments stall...

Yeah, I totally get that feeling. When we tapped into ours for a kitchen remodel, I found the anxiety eased up a bit once I set up a clear repayment s...

Good points, but I'd approach the "administrative fees" bit slightly differently. From my experience, not all admin fees are necessarily shady or disg...

I get the appeal of brokers, especially when your situation doesn't neatly fit the standard criteria. But honestly, my experience was a little differe...

I'm in a similar spot, and honestly, timing the market perfectly is almost impossible. Instead, maybe run some numbers—compare monthly payments at cur...