I learned this the hard way when refinancing a few years back. The lender verbally agreed to waive the prepayment penalty, but come closing day, sudde...

Went through something similar a couple years ago—thought I was golden once I hit 20%, but the appraisal gods had other plans. Mine came back low too,...

I get what you're saying about mediation and keeping things friendly, but honestly, surveys can get pricey fast. When I bought my place, I skipped the...