Fair point, but have you considered how much refinancing can help in the long run? I refinanced a few years back, and yeah, the paperwork was a pain, ...

I get your point about waiting to rebuild credit, but interest rates overall are pretty unpredictable right now. If rates jump significantly while you...

Did you have to get a new appraisal done when you requested removal? When I refinanced, the lender required a fresh appraisal even though I was clearl...

Good points about credit unions, but have you tried working with a mortgage broker instead? I've found that brokers often have broader access to niche...

Funny you mention that—I tried the same logging strategy, but honestly, it didn't speed things up much for me. Weirdly enough, mentioning I'd spoken t...