Title: Mortgage statement mistakes: did you know you have rights? - Fee transparency is a huge issue. Lenders aren’t always upfront, and sometimes it...

Honestly, I get where you’re coming from, but there’s a bit more to it than just “no real logic.” Underwriters are usually looking for anything that l...

Title: Why Conforming Loans Are a Great Option for Homebuyers Yeah, that's pretty much the story with jumbo loans—never the same process twice. I’ve ...

Yeah, I’ve seen both sides of this too. Big banks love their checklists—if you don’t fit, they just move on. Smaller lenders and credit unions can be ...

- Can’t tell you how many times I’ve seen “processing fees” that magically appear right before closing. If you don’t call them out, they’ll just sit t...

Had a client once who found out the city had rights to dig up half his driveway for utility repairs—talk about a nasty surprise. Makes me wonder, do t...

Totally get where you're coming from—seen this happen plenty of times. A few quick thoughts: - Shorter terms look great on paper, but flexibility mat...

You're on the right track with the credit score and shopping around. A few other points to consider: - Be careful extending the term too much—lower p...

Went through this myself a couple years back. A few things jumped out at me: - DSCR loans can be useful, but they're not magic—if you're already stre...