Yep, this is spot-on. Had a similar experience when refinancing my place a while back. Big banks kept trying to fit me into their neat little checkbox...

- Been there myself... property lines are surprisingly fuzzy sometimes. - Splitting the survey cost is smart, wish I'd thought of that earlier. Did yo...

- Totally agree on the communication part—clarity would help everyone adjust better. - But honestly, can regulators ever really avoid market panic com...

I hear you on the hidden surprises—had a similar experience myself. Inspector was top-notch, but still missed some sketchy wiring behind drywall that ...

Had a boundary issue come up a few years back—here's what worked for me: - Got a fresh survey done ASAP to clearly understand the actual property lin...

Good points here—I've actually been thinking a lot about refinancing lately myself. The buddy's experience is a solid reminder that refinancing isn't ...

Did something similar when we bought our current place, but honestly, even the best spreadsheet can't predict everything. I had all my numbers lined u...